Explains the EBA definition of non-performing exposures
Exposures 90 days past due or unlikely to pay, including non-performing forborne exposures (Implementing Regulation (EU) 2021/451, Annex V).
Can AI do this?
Not settled yet The benchmark tested this, but the models' answers do not settle yet whether they master it. 1 of 4 models in the current benchmark master it.
| Model | Tier | Probability of mastery | Status |
|---|---|---|---|
| gemini-4-argon | Flagship | 100% | Mastered |
| gemini-3.5-flash-lite | Low cost | 47% | Not shown |
| gpt-6-luna | Low cost | 93% | Not shown |
| claude-haiku-5-5 | Low cost | 91% | Not shown |
Mastered means a probability of at least 90% that the model has this knobit, estimated from its graded answers. “Not shown” means the answers do not settle it either way. How the models are tested.
What it looks like in practice
Expected result: Exposures 90 days past due or unlikely to pay, including non-performing forborne exposures (Implementing Regulation (EU) 2021/451, Annex V).
How it is assessed: Answers a written question on the non-performing exposures correctly
Related knobits
Needed for
- W-207 Recognises a management KPI under a regulatory name
- W-231 Reconciles two values of one KPI into quantified effects
- W-233 Aligns a KPI with its regulatory definition
- W-234 Uses a regulatory definition only as quoted
All 19 knobits of Define metrics and KPIs.
Source: Practice the stage 2 reference and review checklist rest on