Explains retention regimes for bank records
AML record keeping (Directive (EU) 2015/849 Art. 40; Regulation (EU) 2024/1624), MiFID II Art. 16(7) recorded communications, accounting law for vouchers, GDPR storage limitation, and how a longer applicable period prevails.
Can AI do this?
AI does this well Most of the tested AI models master this. 4 of 4 models in the current benchmark master it.
| Model | Tier | Probability of mastery | Status |
|---|---|---|---|
| gemini-4-argon | Flagship | 100% | Mastered |
| gemini-3.5-flash-lite | Low cost | 100% | Mastered |
| gpt-6-luna | Low cost | 100% | Mastered |
| claude-haiku-5-5 | Low cost | 100% | Mastered |
Mastered means a probability of at least 90% that the model has this knobit, estimated from its graded answers. “Not shown” means the answers do not settle it either way. How the models are tested.
What it looks like in practice
Expected result: AML record keeping (Directive (EU) 2015/849 Art. 40; Regulation (EU) 2024/1624), MiFID II Art. 16(7) recorded communications, accounting law for vouchers, GDPR storage limitation, and how a longer applicable period prevails.
How it is assessed: Answers a written question on the bank retention regimes correctly
Related knobits
Builds on
Needed for
- C-203 Recognises conflicting retention periods with no precedence
- C-204 Recognises a retention basis not covering the class
- C-207 Recognises a retention trigger contradicting its basis
- C-233 Resolves conflicting retention periods
- C-234 Cites retention periods only from the provisions given
- S-404 Recognises retention longer than the purpose
All 17 knobits of Set the retention and disposition schedule.
Source: Practice the stage 2 reference and review checklist rest on